Terms and Conditions of Use

Last Updated on 1st April 2025

NOTICE: These Terms and Conditions of Use are legally binding. It is Your responsibility to read these Terms and Conditions carefully before purchasing, using, or accessing any of Our products or services, including but not limited to courses, group programmes, and digital experiences.

GENERAL PROVISIONS

This website is owned and operated by Ola Kowalska ELT Ltd, trading under the personal brand Ola Kowalska. Our primary website is https://iamolakowalska.com. We are a company registered in the United Kingdom.

You must be at least 18 years of age to use Our website and Offerings. Use of this website and Our content is at Your own risk. We host Our site on reputable platforms and make reasonable efforts to maintain it; however, we make no explicit representations or warranties as to the safety of Your individual use of the website.

These Terms are subject to change without notice, and by using Our site and services, You agree to be bound by the most current version.

TERMS OF SITE & COURSE ACCESS AND PRODUCT PURCHASER AGREEMENT

All programs, products, and services (the "Offering") are owned and provided by Ola Kowalska ELT Ltd ("Company," "We," "Us," or "Our"). The term "You" or "Your" refers to any user or purchaser of any Offering.

These Terms define how You may access and use the Offering. By using or purchasing any Offering, You are legally bound by these Terms, whether or not You have read them.

If You do not agree to these Terms, please email [email protected] and We will make reasonable efforts to remove Your access.

YOUR PRODUCT OR COURSE USE AND CONSENT

By purchasing or accessing any Offering, You agree to these Terms and any related disclaimers and policies. You confirm that You are over the age of 18.

Use of Our Offerings by anyone under the age of 18 is a violation of these Terms.

FACEBOOK GROUP

If you purchase any product or service, you may be invited to a private Facebook group. Your access is subject to approval and adherence to group rules. We reserve the right to restrict or revoke access at any time.

INTELLECTUAL PROPERTY NOTICE

All content on Our sites and within Our Offerings (text, images, designs, logos, trademarks) is the property of Ola Kowalska unless otherwise stated. It is a violation of these Terms and intellectual property laws to reproduce, distribute, or share any content without Our written permission.

You may not claim any of Our content as Your own or use it for commercial purposes without express consent.

ONLINE COURSE INTELLECTUAL PROPERTY & LIMITED LICENSE

When You access any of Our materials (free or paid), You receive a limited, non-transferable, non-exclusive, revocable license for personal, non-commercial use only.

You may:

• Access and use materials for Your personal use.

• Download or print materials for Your use within the license.

You may not:

• Share, sell, republish, or distribute materials.

• Use materials to create derivative works or claim authorship.

• Use Our content for unlawful or unauthorized purposes.

REQUEST FOR PERMISSION TO USE CONTENT

Please email [email protected] to request permission to use any materials, content, or intellectual property.

SECURITY & ASSUMPTION OF RISK

You are responsible for safeguarding Your login information. We do not store credit card data—payments are processed securely through third-party providers such as Stripe and PayPal.

By using these services, You agree to their terms and indemnify Us against any liability.

YOUR COMMUNICATIONS & USER CONTENT

By posting or submitting content (comments, photos, etc.) to Our platforms, You grant Us a non-exclusive, commercial license to use, republish, or distribute that content. You must own any content You submit.

We may use Your image or likeness in connection with Our Offerings unless You explicitly revoke this right.

DISCLAIMERS

Our website and Offerings are for educational and informational purposes only. We make no guarantees about specific results. You acknowledge and accept full responsibility for Your actions and any outcomes.

For legal, financial, or health-related advice, please consult a professional. Nothing on Our sites constitutes medical, legal, or financial advice.

EARNINGS DISCLAIMER

You agree that individual results may vary. Case studies or testimonials do not guarantee specific outcomes.

TECHNOLOGY & ERRORS

We strive to keep Our site and services available and error-free but make no guarantees of uptime or performance.

INDEMNIFICATION & LIMITATION OF LIABILITY

You agree to indemnify and hold harmless Ola Kowalska ELT Ltd and its affiliates from any claims, losses, or damages resulting from Your use of Our Offerings.

We are not liable for any indirect or consequential loss or damage. This includes, but is not limited to, loss of income, data, or goodwill.

AFFILIATE DISCLAIMER

Some pages may contain affiliate links. We are not responsible for purchases made via third-party websites.

TERMINATION

We reserve the right to terminate Your access for violations of these Terms. All outstanding payments will become due immediately upon termination.

REFUNDS, PAYMENT PLANS, & CHARGEBACKS

All purchases are non-refundable unless explicitly stated. Please read the product details carefully before purchasing.

If on a payment plan, You are responsible for completing all instalments. Failed payments may result in revoked access and potential debt collection.

You agree to attempt resolution directly with Us before initiating a chargeback.

DISPUTE RESOLUTION & NON-DISPARAGEMENT

We encourage resolving disputes through good-faith discussion or mediation. You agree not to make any disparaging statements about Our Company or Offerings.

ENTIRE AGREEMENT & LAW

These Terms and Our Privacy Policy form the entire agreement. This Agreement shall be governed by the laws of the United Kingdom.

CONTACT INFORMATION

Email: [email protected]

Website: https://iamolakowalska.com

All Rights Reserved.

If any provision in these Terms is found unenforceable, the remainder of the Terms will remain valid and enforceable.